Payment service providers
Give your merchants stablecoin collection and payout under your own brand with pricing you control. Independent ledgers, settlement and reporting for every merchant you serve.
PSP solutionStablecoin payment infrastructure for institutions
Launch stablecoin payments in weeks, not months
One integration covers the whole payment journey.
Trusted by payment companies and proven in production
AlchemyPayTransakInfiniTruBit
01Our Solutions
Three ways companies use the platform
One API, one platform and one statement between your customer and your bank.
E-commerce and platforms
Accept stablecoin payments that are reconciled to orders automatically even in markets that banks serve poorly. Every payment carries its own address so nothing is missed or mismatched.
Checkout solutionPayroll and B2B platforms
Pay employees, suppliers and partners anywhere in the world through a single batch instruction, including long-tail countries that banking rails serve poorly.
Global payout solution
02Why Cobo
We have kept digital assets safe for nine years. Now we make them move.
The question is no longer whether but how. The cost of waiting is now higher than the cost of moving.
Custody infrastructure since2017
Security incidentsZero
Institutions served500+
Funds settle atT+1
03How it works
Accept, screen, convert and settle through one integration
From your customer’s payment to your bank account, every stage is licensed and audited.
A unique payment address per order
Transaction screening before funds settle
Balance consolidation and payout instruction
Conversion to local currency
Settlement at T+1, one statement
04Merchant operations
The portal built for daily merchant operations
Every merchant's balance, settlement and reporting stay cleanly separated.
Merchant A——balance · settlement cycle
Merchant B——balance · settlement cycle
Merchant C——balance · settlement cycle
Independent merchant ledgersWireframe with final labels
05Developer guide
One API and four jobs on infrastructure you can verify
Secure by default from the first request, with a sandbox that runs the full flow.
accept-flow
// Illustrative shape. Replace from the developer portal. POST /v2/payments/orders { merchant_id: "m_8fd21a", order_id: "ord_00417", amount: "100.00", token: "USDT", network: "TRON" } // → { pay_address: "TXk9…f3Qz", expires_at, order_ref }
// Illustrative shape. Replace from the developer portal. POST /v2/payments/payouts/batch { items: [ { recipient: "rcp_41ab", amount: "5000.00", token: "USDT" }, { recipient: "rcp_77cd", amount: "1250.00", token: "USDT" } ] } // Fee Station prepays network fees, so a payout of // 5,000 USDT arrives as exactly 5,000 USDT.
// Events are pushed as they happen. Verify every one. { event: "payment.confirmed", order_ref: "ord_00417", status: "credited", screened: true } // Funds that fail screening are never credited. // They are returned to the sender and recorded for audit.
Endpoint names and payloads are illustrative and get replaced from the developer portal.
06Customers
Trusted by payment companies and proven in production
More than 500 payment companies, platforms and financial institutions use Cobo infrastructure every day.
AT
Payment gateways and on-ramps
AlchemyPay · Transak
AlchemyPay and Transak run stablecoin collection and payout on Cobo infrastructure.
IN
Stablecoin card platforms
Infini
Infini runs card funding and settlement on Cobo custody.
TB
Trading-linked payments
TruBit
TruBit serves merchants through TruBit Pay on Cobo infrastructure.
07Trust
A nine-year record of zero incidents backed by controls you can verify
Don’t take promises — look at the receipts.
SOC 2 Type I and Type II
ISO 27001
Hong Kong TCSP and Trust registration
Lithuania crypto license
US MSB registration
Track record
Nine years of operation without a single security incident, verified by independent audits every year.
Screening built in
Multiple screening vendors check every transfer in real time before funds settle.
Control stays with you
Approval to move money is split across parties, like dual authorization on a corporate account.
You are never locked in
You hold the majority of key shares under 2-of-2 signing and 2-of-3 recovery.
08Your questions
Straight answers to the questions your team will ask
What if funds are stolen or misdirected?
No single person can move funds, not even inside Cobo: every payout passes three independent control layers and approved address lists prevent misdirection. That discipline is why nine years of operation have produced zero security incidents.
What happens when a transfer fails screening?
Funds that fail screening are never credited to your account. They are returned automatically to the sender and every return is recorded for audit.
What if Cobo disappears?
You retain independent access to your funds at all times. Using the key shares you hold and Cobo’s open-source recovery tooling, you can recover and withdraw funds without Cobo’s involvement.
What will our bank think?
Currency conversion and bank payout are executed by regulated financial institutions. Your bank receives screened, fully documented settlement with a complete audit trail.
Ready to add stablecoin settlement
You get a working test environment within a week and a 45-minute scoping call with our payments lead.