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Acquiring · Cross-border PSP

Collect and pay out for your merchants

Stablecoin acquiring under your own brand — independent ledgers for every merchant and pricing you control.

End users pay Merchants You (PSP) Fiat settlement

Cobo handles the middle: addresses → screening → sweeping → conversion → settlement.

Trusted by payment companies and proven in production

AlchemyPayTransakInfiniTruBit
01What you get

Run many merchants as cleanly as one

The acquiring layer between your merchants and your bank.

Merchant-level management

Independent ledgers, settlement and reporting per merchant.

Your pricing

Set your own merchant fee rates and revenue share.

Fully automated

End-to-end API execution with no manual work.

Major stablecoins and chains

USDT and USDC across Tron, Ethereum, Solana and more.

02Operations

Settlement and reconciliation, as simple as a clearing house

From stablecoin received to fiat in your bank account — one statement tells the whole story.

Fiat at T+1

Compliant payout rails; same-name and third-party transfers.

Automated settlement

Cycles and rules configured per merchant agreement.

Smart reconciliation

Discrepancies located automatically; disputes resolved fast.

Audit-ready reporting

Rich data APIs; statements on demand, exportable.

Cobo Portal · merchant operations
Merchant A——balance · settlement cycle
Merchant B——balance · settlement cycle
Merchant C——balance · settlement cycle
Independent merchant ledgersWireframe with final labels
03Developer guide

Merchant-scoped from the first call

Secure by default from the first request, with a sandbox that runs the full flow.

accept-flow
// Illustrative shape. Replace from the developer portal.
POST /v2/payments/orders
{
  merchant_id: "m_8fd21a",
  order_id:    "ord_00417",
  amount:      "100.00",
  token:       "USDT",
  network:     "TRON"
}

// → { pay_address: "TXk9…f3Qz", expires_at, order_ref }

Endpoint names and payloads are illustrative and get replaced from the developer portal.

04Compliance

Compliance built in, not bolted on

Every transfer is screened before it settles, and funds that fail screening are returned to the sender.

SOC 2 Type I and Type II ISO 27001 Hong Kong TCSP and Trust registration Lithuania crypto license US MSB registration
See the full trust record
05Your questions

Straight answers on acquiring

Can we set our own merchant pricing?

Yes — merchant fee rates and revenue share are yours to set.

How are merchants kept separate?

Every merchant runs on independent ledgers, settlement cycles and reporting, with an independent address pool per merchant.

How much manual work does collection involve?

None in the flow itself: collection, sweeping and payout run as fully automated end-to-end API execution.

Which stablecoins and chains are supported?

USDT and USDC across Tron, Ethereum, Solana, Arbitrum, Base, BSC, Avalanche, Polygon and Optimism, with full lists at cobo.com.

Ready to offer stablecoin acquiring

You get a working test environment within a week and a 45-minute scoping call with our payments lead.